USDTXMRUSDT (BEP-20) → Monero
Exchange USDT (BEP-20) to Monero (XMR)
1 USDT ≈ 0.00193787 XMR · min 5.58804 USDT
Indicative rate. Your exact rate locks in the form below.
Dollars on the BNB Smart Chain into private money. Cheap on the way in.
Send USDT from the BNB Smart Chain, receive Monero to your own address. The network fee in is small, and we lock the rate the moment you submit.
How to exchange USDT (BEP-20) to Monero (XMR)
- 01 Enter the amount and your Monero address.
- 02 Send USDT on the BNB Smart Chain (BEP-20) to the address shown, in one transaction.
- 03 Receive Monero to your address, usually quickly.
Examples: USDT → XMR at the current rate
Indicative rate — the exchange form locks the exact amount.
Cheap way in
Sending USDT on the BNB Smart Chain costs little, so almost nothing is lost on the way in, even with a large amount.
Privacy on the way out
On the Monero network the amount and recipient are hidden by default. Watching the transparent BNB Smart Chain, nobody ties the XMR that lands back to your dollars.
A rate with no surprises
We lock the price the moment you start. Nothing added on top: what you see is what you get.
Your coins do not sit with us
We do not hold a balance. USDT comes in and goes straight out as Monero to your address.
Send USDT on the BNB Smart Chain (BEP-20), not from Ethereum or TRON, since those are a different USDT format with a different address. Before sending, check your wallet shows BSC or BNB Smart Chain as the network. Monero is its own network, so give a plain Monero address with no payment ID and check it character by character. The swap goes through after BNB Smart Chain confirmations. A BNB Smart Chain deposit collects confirmations quickly, so the inbound leg here is short. Any wallet that supports the Monero network can receive the XMR - the payout comes as an ordinary transfer. The order page lays out each step of the trade. The exact rate and minimum are shown right in the swap form. The exchange starts after 15 confirmations on BNB Smart Chain — usually about 1 min.
How we differ
Comparing us with a specific service? Read the sourced, dated breakdowns
FAQ
Does this swap involve an account or identity questions?
It does not. The person swapping shares nothing about themselves: an order consists of an amount and a Monero address. Automated screening is aimed at the funds - the incoming USDT deposit is assessed before the exchange, and money that cannot be cleared returns to an address the sender manages.
Which network do I send USDT on?
The BNB Smart Chain, BEP-20 standard. Not Ethereum (ERC-20) and not TRON (TRC-20), which are different formats with different addresses.
Do you need a payment ID?
No, a plain Monero address is enough. We do not ask for payment IDs.
How quickly does a BNB Smart Chain deposit confirm?
Quickly - that network clears transfers fast, so the inbound wait is usually short. The Monero payout after it does not drag either. If a pause does appear somewhere, say the network is momentarily congested, the order status shows exactly which step the swap is on.
Does the swap fail if the deposit amount is different?
No, the order lives on: the exchange is recalculated from the amount that actually reached the address, at the rate in effect when the deposit confirms. A minor difference only shifts the XMR total. A substantial or odd gap sends the order to human review, and support @swappsy sees it through with you.
Where does the Monero land after the swap?
At the Monero address from your order, as the plain coin on its own network. No tokens, no wrappers. An outside observer on that network sees neither the amount nor the recipient of the transfer - a standard property of Monero, with nothing extra to enable.
Do you return the USDT if the trade does not happen?
We do. The order takes a return address on the BNB Smart Chain for exactly that case. If the swap never reaches payout, the deposit is sent there and the dollars stay in your hands.
Which network do I send USDT on?
Exactly the one this page names: USDT (BEP-20). A transfer on a different network, or sent to the token's contract address, cannot start this exchange — those cases go through manual support review.
What is the minimum amount?
Right now this direction starts from about 5.58804 USDT. The exchange form shows the exact minimum — it follows the live rate.
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